Business asset and equipment finance

Asset &
Equipment Finance

Fast approvals, flexible terms and funding tailored to your business assets.

Fund machinery, tools and equipment

Asset & Equipment Loans

Get custom quotation

Asset and equipment finance helps businesses acquire the tools, machinery and vehicles they need to grow, without large upfront costs.

Preserve business cash flow

Flexible repayment options

Fund new or used equipment

Fast Supplier Payment

Rapid approvals and settlement with funds often paid directly to the equipment supplier.

Fast

$5K to $5M Funding

Fund everything from office equipment and vehicles to specialised machinery and industrial assets.

$5M

Flexible Loan Terms

Loan terms from 1 to 7 years structured around the expected life of the asset.

1-7 Yrs

Balloon Options Available

Reduce monthly repayments and protect business cash flow with residual structures.

$$$

Business asset and equipment finance
Business asset and equipment finance

Pricing & Fees

Costs vary by lender

How Pricing Works.

Understanding Pricing & Fees

Pricing, fees and terms vary by lender, finance product and business circumstances.

For established businesses

Pricing is set by individual lenders.

Businesses with a longer trading history, consistent revenue and a strong repayment record may have access to a broader range of funding options.

Discuss your options

What lenders may consider

2+ years trading
Consistent business revenue
Strong cash flow position
Good repayment history
Lower perceived lending risk
Good credit score

For growing businesses

Pricing is set by individual lenders.

Businesses with a shorter trading history or more variable revenue may still have funding options available, depending on the lender, finance product and business circumstances.

Discuss your options

What lenders may consider

Newer trading history
Revenue still stabilising
Industry risk profile
Existing liabilities
Credit background
Time trading under current ABN structure

Fees & Costs

Fees vary by lender and finance product.

WHAT YOU MAY BE CHARGED

Interest or finance pricing is only one part of the overall cost. Depending on the lender, finance product and facility structure, additional fees and charges may apply.

Capioo

Capioo does not charge you a fee for submitting an enquiry or for being referred to a finance provider.

Potential lender fees

Depending on the lender and finance product, fees may include:

Establishment or application fees
Ongoing account or service fees
Drawdown or transaction fees
Early repayment or exit fees
Late payment or other applicable fees

Before you proceed

The applicable interest rate or finance cost, fees, charges and repayment terms will be provided by the lender or broker as part of the finance offer before you decide whether to proceed.

Not every fee listed above applies to every finance product or lender. The fees that apply will depend on the finance arrangement offered.

Pricing & Fees

Costs vary by lender

How Pricing Works.

Understanding Pricing & Fees

Pricing, fees and terms vary by lender, finance product and business circumstances.

For established businesses

Pricing is set by individual lenders.

Businesses with a longer trading history, consistent revenue and a strong repayment record may have access to a broader range of funding options.

Discuss your options

What lenders may consider

2+ years trading
Consistent business revenue
Strong cash flow position
Good repayment history
Lower perceived lending risk
Good credit score

For growing businesses

Pricing is set by individual lenders.

Businesses with a shorter trading history or more variable revenue may still have funding options available, depending on the lender, finance product and business circumstances.

Discuss your options

What lenders may consider

Newer trading history
Revenue still stabilising
Industry risk profile
Existing liabilities
Credit background
Time trading under current ABN structure

Fees & Costs

Fees vary by lender and finance product.

WHAT YOU MAY BE CHARGED

Interest or finance pricing is only one part of the overall cost. Depending on the lender, finance product and facility structure, additional fees and charges may apply.

Capioo

Capioo does not charge you a fee for submitting an enquiry or for being referred to a finance provider.

Potential lender fees

Depending on the lender and finance product, fees may include:

Establishment or application fees
Ongoing account or service fees
Drawdown or transaction fees
Early repayment or exit fees
Late payment or other applicable fees

Before you proceed

The applicable interest rate or finance cost, fees, charges and repayment terms will be provided by the lender or broker as part of the finance offer before you decide whether to proceed.

Not every fee listed above applies to every finance product or lender. The fees that apply will depend on the finance arrangement offered.

Easy 3 Step Process

Decisions in as little as 24 hours*

How it works

Our Process

Apply in minutes and explore funding options suited to your business. We keep the process simple, clear and moving.

Fast reviews. Flexible lenders. Ongoing support.

01
Apply in 60 seconds

no credit impact

Tell us what you need and a bit about your business.

02
We assess and call you

We assess your details and compare options.

03
Pick and proceed

Choose the quote that suits you and we handle the rest

Application Time

60 seconds

Initial Review

Same day

Funding Available

Often same day*

*Reflects typical time to an initial lending decision from participating panel lenders. Individual timeframes vary. Funding timing is set by the approving lender.

Let's Work Together

Contact Us

Contact Now

Let's talk finance options

Tell us what you need, how much, and how soon. We’ll show you what’s actually possible.

Australian based team. Multiple Lenders, more options

FAQ

01

What is asset and equipment finance?

02

What types of equipment can be financed?

03

Can I finance used equipment?

04

Can equipment be purchased from a private seller?

05

Does the equipment act as security for the finance?

06

How long can equipment finance run for?

07

Can I finance more than one piece of equipment?

08

What information may be required for equipment finance?

Capioo
Ready to apply?
Ready to explore your options?

No pressure. No jargon. Just clear next steps.

Check my options
Business hours8:00am to 5:00pm, Monday to Friday
Mailing address26/492–500 Elizabeth St Surry Hills NSW 2010 Australia

Capioo Pty Ltd acts as an introducer and referral partner for finance products and services. We are not a lender and do not provide financial or credit advice. All applications are subject to lender assessment, eligibility criteria and approval. Terms, conditions, fees and charges may apply.

© Capioo Pty Ltd 2026|ABN 88 693 376 895|ACN 693 376 895
Business asset and equipment finance

Asset &
Equipment Finance

Fast approvals, flexible terms and funding tailored to your business assets.

Fund machinery, tools and equipment

Asset & Equipment Loans

Asset and equipment finance helps businesses acquire the tools, machinery and vehicles they need to grow, without large upfront costs.

Preserve business cash flow

Flexible repayment options

Fund new or used equipment

Fast Supplier Payment

Rapid approvals and settlement with funds often paid directly to the equipment supplier.

Fast

$5K to $5M Funding

Fund everything from office equipment and vehicles to specialised machinery and industrial assets.

$5M

Flexible Loan Terms

Loan terms from 1 to 7 years structured around the expected life of the asset.

1-7 Yrs

Balloon Options Available

Reduce monthly repayments and protect business cash flow with residual structures.

$$$

Business asset and equipment finance

Pricing & Fees

How Pricing Works.

Understanding Pricing & Fees

Pricing, fees and terms vary by lender, finance product and business circumstances.

For established businesses

Pricing is set by individual lenders.

Businesses with a longer trading history, consistent revenue and a strong repayment record may have access to a broader range of funding options.

Discuss your options

What lenders may consider

2+ years trading
Consistent business revenue
Strong cash flow position
Good repayment history
Lower perceived lending risk
Good credit score

For growing businesses

Pricing is set by individual lenders.

Businesses with a shorter trading history or more variable revenue may still have funding options available, depending on the lender, finance product and business circumstances.

Discuss your options

What lenders may consider

Newer trading history
Revenue still stabilising
Industry risk profile
Existing liabilities
Credit background
Time trading under current ABN structure

Fees & Costs

Fees vary by lender and finance product.

WHAT YOU MAY BE CHARGED

Interest or finance pricing is only one part of the overall cost. Depending on the lender, finance product and facility structure, additional fees and charges may apply.

Capioo

Capioo does not charge you a fee for submitting an enquiry or for being referred to a finance provider.

Potential lender fees

Depending on the lender and finance product, fees may include:

Establishment or application fees
Ongoing account or service fees
Drawdown or transaction fees
Early repayment or exit fees
Late payment or other applicable fees

Before you proceed

The applicable interest rate or finance cost, fees, charges and repayment terms will be provided by the lender or broker as part of the finance offer before you decide whether to proceed.

Not every fee listed above applies to every finance product or lender. The fees that apply will depend on the finance arrangement offered.

Get funded in under 24 hours

How it works

Our Process

Apply in minutes and explore funding options suited to your business. We keep the process simple, clear and moving.

Fast reviews. Flexible lenders. Ongoing support.

01
Apply in 60 seconds

Tell us what you need and a bit about your business.

02
We assess and call you

We assess your details and compare options.

03
Pick and proceed

Choose the quote that suits you and we handle the rest

Application Time

60 seconds

Initial Review

Same day

Funding Available

Often same day*

*Reflects typical time to an initial lending decision from participating panel lenders. Individual timeframes vary. Funding timing is set by the approving lender.

Let's Work Together

Contact Us

Contact Now

Let's talk finance options

Tell us what you need, how much, and how soon. We’ll show you what’s actually possible.

Australian based team. Multiple Lenders, more options

FAQ

What is asset and equipment finance?

What types of equipment can be financed?

Can I finance used equipment?

Can equipment be purchased from a private seller?

Does the equipment act as security for the finance?

How long can equipment finance run for?

Can I finance more than one piece of equipment?

What information may be required for equipment finance?

Capioo
Ready to apply?
Ready to explore your options?

No pressure. No jargon. Just clear next steps.

Check my options
Business hours8:00am to 5:00pm, Monday to Friday
Mailing address26/492–500 Elizabeth St Surry Hills NSW 2010 Australia

Capioo Pty Ltd acts as an introducer and referral partner for finance products and services. We are not a lender and do not provide financial or credit advice. All applications are subject to lender assessment, eligibility criteria and approval. Terms, conditions, fees and charges may apply.

© Capioo Pty Ltd 2026|ABN 88 693 376 895|ACN 693 376 895
Business asset and equipment finance

Asset &
Equipment Finance

Fast approvals, flexible terms and funding tailored to your business assets.

Fund machinery, tools and equipment

Asset & Equipment Loans

Get custom quotation

Asset and equipment finance helps businesses acquire the tools, machinery and vehicles they need to grow, without large upfront costs.

Preserve business cash flow

Flexible repayment options

Fund new or used equipment

Fast Supplier Payment

Rapid approvals and settlement with funds often paid directly to the equipment supplier.

Fast

$5K to $5M Funding

Fund everything from office equipment and vehicles to specialised machinery and industrial assets.

$5M

Flexible Loan Terms

Loan terms from 1 to 7 years structured around the expected life of the asset.

1-7 Yrs

Balloon Options Available

Reduce monthly repayments and protect business cash flow with residual structures.

$$$

Business asset and equipment finance

Pricing & Fees

Costs vary by lender

How Pricing Works.

Understanding Pricing & Fees

Pricing, fees and terms vary by lender, finance product and business circumstances.

For established businesses

Pricing is set by individual lenders.

Businesses with a longer trading history, consistent revenue and a strong repayment record may have access to a broader range of funding options.

Discuss your options

What lenders may consider

2+ years trading
Consistent business revenue
Strong cash flow position
Good repayment history
Lower perceived lending risk
Good credit score

For growing businesses

Pricing is set by individual lenders.

Businesses with a shorter trading history or more variable revenue may still have funding options available, depending on the lender, finance product and business circumstances.

Discuss your options

What lenders may consider

Newer trading history
Revenue still stabilising
Industry risk profile
Existing liabilities
Credit background
Time trading under current ABN structure

Fees & Costs

Fees vary by lender and finance product.

WHAT YOU MAY BE CHARGED

Interest or finance pricing is only one part of the overall cost. Depending on the lender, finance product and facility structure, additional fees and charges may apply.

Capioo

Capioo does not charge you a fee for submitting an enquiry or for being referred to a finance provider.

Potential lender fees

Depending on the lender and finance product, fees may include:

Establishment or application fees
Ongoing account or service fees
Drawdown or transaction fees
Early repayment or exit fees
Late payment or other applicable fees

Before you proceed

The applicable interest rate or finance cost, fees, charges and repayment terms will be provided by the lender or broker as part of the finance offer before you decide whether to proceed.

Not every fee listed above applies to every finance product or lender. The fees that apply will depend on the finance arrangement offered.

Easy 3 Step Process

Decisions in as little as 24 hours*

How it works

Our Process

Apply in minutes and explore funding options suited to your business. We keep the process simple, clear and moving.

Fast reviews. Flexible lenders. Ongoing support.

01
Apply in 60 seconds

no credit impact

Tell us what you need and a bit about your business.

02
We assess and call you

We assess your details and compare options.

03
Pick and proceed

Choose the quote that suits you and we handle the rest

Application Time

60 seconds

Initial Review

Same day

Funding Available

Often same day*

*Reflects typical time to an initial lending decision from participating panel lenders. Individual timeframes vary. Funding timing is set by the approving lender.

Let's Work Together

Contact Us

Contact Now

Let's talk finance options

Tell us what you need, how much, and how soon. We’ll show you what’s actually possible.

Australian based team. Multiple Lenders, more options

FAQ

01

What is asset and equipment finance?

02

What types of equipment can be financed?

03

Can I finance used equipment?

04

Can equipment be purchased from a private seller?

05

Does the equipment act as security for the finance?

06

How long can equipment finance run for?

07

Can I finance more than one piece of equipment?

08

What information may be required for equipment finance?

Capioo
Ready to apply?
Ready to explore your options?

No pressure. No jargon. Just clear next steps.

Check my options
Business hours8:00am to 5:00pm, Monday to Friday
Mailing address26/492–500 Elizabeth St Surry Hills NSW 2010 Australia

Capioo Pty Ltd acts as an introducer and referral partner for finance products and services. We are not a lender and do not provide financial or credit advice. All applications are subject to lender assessment, eligibility criteria and approval. Terms, conditions, fees and charges may apply.

© Capioo Pty Ltd 2026|ABN 88 693 376 895|ACN 693 376 895