Flexible vehicle finance with streamlined applications and low-doc options.
Commercial
Vehicle Finance
Commercial Vehicle Finance
Apply in under 60 seconds, No credit impact
Commercial Vehicle Finance
Get custom quotation
Commercial vehicle finance helps businesses purchase work vehicles without tying up large amounts of capital upfront. From sole traders to growing fleets, flexible finance structures can help keep cash flow moving while your vehicles stay on the road.
New & Used Vehicle Finance
Fast Dealer Settlement
Flexible Repayment Structures
Funding From $8K to $500K+
Finance everything from delivery vans and utes through to trucks, trailers, and heavy commercial vehicles.
$8K–$500K+
Flexible Loan Terms
Choose repayment terms from 1 to 7 years to better align with your vehicle lifecycle and business cash flow.
1–7 Years
No Deposit Options
Eligible ABN holders may access vehicle finance with no upfront deposit required.
$0 Upfront
Fast Dealer Settlement
Many approvals are instant, with dealerships often paid within 24 hours for eligible applications.
24 hours
Balloon Payment Flexibility
Balloon structures can help reduce monthly repayments and keep more working capital inside the business.
Flexible
Low-Doc Digital Applications
Simple online applications with streamlined document requirements for eligible businesses and self-employed borrowers.
Low-Doc
Pricing & Fees
Costs vary by lender
How Pricing Works.
Understanding Pricing & Fees
Pricing, fees and terms vary by lender, finance product and business circumstances.
For established businesses
Pricing is set by individual lenders.
Businesses with a longer trading history, consistent revenue and a strong repayment record may have access to a broader range of funding options.
Discuss your optionsWhat lenders may consider
For growing businesses
Pricing is set by individual lenders.
Businesses with a shorter trading history or more variable revenue may still have funding options available, depending on the lender, finance product and business circumstances.
Discuss your optionsWhat lenders may consider
Fees & Costs
Fees vary by lender and finance product.
Interest or finance pricing is only one part of the overall cost. Depending on the lender, finance product and facility structure, additional fees and charges may apply.
Capioo
Capioo does not charge you a fee for submitting an enquiry or for being referred to a finance provider.
Potential lender fees
Depending on the lender and finance product, fees may include:
Before you proceed
The applicable interest rate or finance cost, fees, charges and repayment terms will be provided by the lender or broker as part of the finance offer before you decide whether to proceed.
Not every fee listed above applies to every finance product or lender. The fees that apply will depend on the finance arrangement offered.
Pricing & Fees
Costs vary by lender
How Pricing Works.
Understanding Pricing & Fees
Pricing, fees and terms vary by lender, finance product and business circumstances.
For established businesses
Pricing is set by individual lenders.
Businesses with a longer trading history, consistent revenue and a strong repayment record may have access to a broader range of funding options.
Discuss your optionsWhat lenders may consider
For growing businesses
Pricing is set by individual lenders.
Businesses with a shorter trading history or more variable revenue may still have funding options available, depending on the lender, finance product and business circumstances.
Discuss your optionsWhat lenders may consider
Fees & Costs
Fees vary by lender and finance product.
Interest or finance pricing is only one part of the overall cost. Depending on the lender, finance product and facility structure, additional fees and charges may apply.
Capioo
Capioo does not charge you a fee for submitting an enquiry or for being referred to a finance provider.
Potential lender fees
Depending on the lender and finance product, fees may include:
Before you proceed
The applicable interest rate or finance cost, fees, charges and repayment terms will be provided by the lender or broker as part of the finance offer before you decide whether to proceed.
Not every fee listed above applies to every finance product or lender. The fees that apply will depend on the finance arrangement offered.
Easy 3 Step Process
Decisions in as little as 24 hours*
How it works
Our Process
Apply in minutes and explore funding options suited to your business. We keep the process simple, clear and moving.
Fast reviews. Flexible lenders. Ongoing support.
01
Apply in 60 seconds
no credit impact
Tell us what you need and a bit about your business.
02
We assess and call you
We assess your details and compare options.
03
Pick and proceed
Choose the quote that suits you and we handle the rest
Application Time
60 seconds
Initial Review
Same day
Funding Available
Often same day*
*Reflects typical time to an initial lending decision from participating panel lenders. Individual timeframes vary. Funding timing is set by the approving lender.
Let's Work Together
Contact Us
Contact Now
Let's talk finance options
Tell us what you need, how much, and how soon. We’ll show you what’s actually possible.
Australian based team. Multiple Lenders, more options
FAQ
01
What is commercial vehicle finance?
02
What types of business vehicles can be financed?
03
Can I finance a used commercial vehicle?
04
Can I buy the vehicle from a private seller?
05
Can vehicle modifications or fit-out costs be financed?
06
Does the vehicle secure the finance?
07
What happens if the vehicle is used for both business and private purposes?
08
What information may be required for commercial vehicle finance?
No pressure. No jargon. Just clear next steps.
Check my options →Capioo Pty Ltd acts as an introducer and referral partner for finance products and services. We are not a lender and do not provide financial or credit advice. All applications are subject to lender assessment, eligibility criteria and approval. Terms, conditions, fees and charges may apply.
Flexible vehicle finance with streamlined applications and low-doc options.
Commercial
Vehicle Finance
Apply in under 60 seconds, No credit impact
Commercial Vehicle Finance
Get custom quotation
Commercial vehicle finance helps businesses purchase work vehicles without tying up large amounts of capital upfront. From sole traders to growing fleets, flexible finance structures can help keep cash flow moving while your vehicles stay on the road.
New & Used Vehicle Finance
Fast Dealer Settlement
Flexible Repayment Structures
Funding From $8K to $500K+
Finance everything from delivery vans and utes through to trucks, trailers, and heavy commercial vehicles.
$8K–$500K+
Flexible Loan Terms
Choose repayment terms from 1 to 7 years to better align with your vehicle lifecycle and business cash flow.
1–7 Years
No Deposit Options
Eligible ABN holders may access vehicle finance with no upfront deposit required.
$0 Upfront
Fast Dealer Settlement
Many approvals are instant, with dealerships often paid within 24 hours for eligible applications.
24 hours
Balloon Payment Flexibility
Balloon structures can help reduce monthly repayments and keep more working capital inside the business.
Flexible
Low-Doc Digital Applications
Simple online applications with streamlined document requirements for eligible businesses and self-employed borrowers.
Low-Doc
Pricing & Fees
Costs vary by lender
How Pricing Works.
Understanding Pricing & Fees
Pricing, fees and terms vary by lender, finance product and business circumstances.
For established businesses
Pricing is set by individual lenders.
Businesses with a longer trading history, consistent revenue and a strong repayment record may have access to a broader range of funding options.
Discuss your optionsWhat lenders may consider
For growing businesses
Pricing is set by individual lenders.
Businesses with a shorter trading history or more variable revenue may still have funding options available, depending on the lender, finance product and business circumstances.
Discuss your optionsWhat lenders may consider
Fees & Costs
Fees vary by lender and finance product.
Interest or finance pricing is only one part of the overall cost. Depending on the lender, finance product and facility structure, additional fees and charges may apply.
Capioo
Capioo does not charge you a fee for submitting an enquiry or for being referred to a finance provider.
Potential lender fees
Depending on the lender and finance product, fees may include:
Before you proceed
The applicable interest rate or finance cost, fees, charges and repayment terms will be provided by the lender or broker as part of the finance offer before you decide whether to proceed.
Not every fee listed above applies to every finance product or lender. The fees that apply will depend on the finance arrangement offered.
Easy 3 Step Process
Decisions in as little as 24 hours*
How it works
Our Process
Apply in minutes and explore funding options suited to your business. We keep the process simple, clear and moving.
Fast reviews. Flexible lenders. Ongoing support.
01
Apply in 60 seconds
no credit impact
Tell us what you need and a bit about your business.
02
We assess and call you
We assess your details and compare options.
03
Pick and proceed
Choose the quote that suits you and we handle the rest
Application Time
60 seconds
Initial Review
Same day
Funding Available
Often same day*
*Reflects typical time to an initial lending decision from participating panel lenders. Individual timeframes vary. Funding timing is set by the approving lender.
Let's Work Together
Contact Us
Contact Now
Let's talk finance options
Tell us what you need, how much, and how soon. We’ll show you what’s actually possible.
Australian based team. Multiple Lenders, more options
FAQ
01
What is commercial vehicle finance?
02
What types of business vehicles can be financed?
03
Can I finance a used commercial vehicle?
04
Can I buy the vehicle from a private seller?
05
Can vehicle modifications or fit-out costs be financed?
06
Does the vehicle secure the finance?
07
What happens if the vehicle is used for both business and private purposes?
08
What information may be required for commercial vehicle finance?
No pressure. No jargon. Just clear next steps.
Check my options →Capioo Pty Ltd acts as an introducer and referral partner for finance products and services. We are not a lender and do not provide financial or credit advice. All applications are subject to lender assessment, eligibility criteria and approval. Terms, conditions, fees and charges may apply.
Flexible vehicle finance with streamlined applications and low-doc options.
Commercial
Vehicle Finance
Apply in under 60 seconds, No credit impact
Commercial Vehicle Finance
Commercial vehicle finance helps businesses purchase work vehicles without tying up large amounts of capital upfront. From sole traders to growing fleets, flexible finance structures can help keep cash flow moving while your vehicles stay on the road.
New & Used Vehicle Finance
Fast Dealer Settlement
Flexible Repayment Structures
Funding From $8K to $500K+
Finance everything from delivery vans and utes through to trucks, trailers, and heavy commercial vehicles.
$8K–$500K+
Flexible Loan Terms
Choose repayment terms from 1 to 7 years to better align with your vehicle lifecycle and business cash flow.
1–7 Years
No Deposit Options
Eligible ABN holders may access vehicle finance with no upfront deposit required.
$0 Upfront
Fast Dealer Settlement
Many approvals are instant, with dealerships often paid within 24 hours for eligible applications.
24 hours
Balloon Payment Flexibility
Balloon structures can help reduce monthly repayments and keep more working capital inside the business.
Flexible
Low-Doc Digital Applications
Simple online applications with streamlined document requirements for eligible businesses and self-employed borrowers.
Low-Doc
Pricing & Fees
How Pricing Works.
Understanding Pricing & Fees
Pricing, fees and terms vary by lender, finance product and business circumstances.
For established businesses
Pricing is set by individual lenders.
Businesses with a longer trading history, consistent revenue and a strong repayment record may have access to a broader range of funding options.
Discuss your optionsWhat lenders may consider
For growing businesses
Pricing is set by individual lenders.
Businesses with a shorter trading history or more variable revenue may still have funding options available, depending on the lender, finance product and business circumstances.
Discuss your optionsWhat lenders may consider
Fees & Costs
Fees vary by lender and finance product.
Interest or finance pricing is only one part of the overall cost. Depending on the lender, finance product and facility structure, additional fees and charges may apply.
Capioo
Capioo does not charge you a fee for submitting an enquiry or for being referred to a finance provider.
Potential lender fees
Depending on the lender and finance product, fees may include:
Before you proceed
The applicable interest rate or finance cost, fees, charges and repayment terms will be provided by the lender or broker as part of the finance offer before you decide whether to proceed.
Not every fee listed above applies to every finance product or lender. The fees that apply will depend on the finance arrangement offered.
Get funded in under 24 hours
How it works
Our Process
Apply in minutes and explore funding options suited to your business. We keep the process simple, clear and moving.
Fast reviews. Flexible lenders. Ongoing support.
01
Apply in 60 seconds
Tell us what you need and a bit about your business.
02
We assess and call you
We assess your details and compare options.
03
Pick and proceed
Choose the quote that suits you and we handle the rest
Application Time
60 seconds
Initial Review
Same day
Funding Available
Often same day*
*Reflects typical time to an initial lending decision from participating panel lenders. Individual timeframes vary. Funding timing is set by the approving lender.
Let's Work Together
Contact Us
Contact Now
Let's talk finance options
Tell us what you need, how much, and how soon. We’ll show you what’s actually possible.
Australian based team. Multiple Lenders, more options
FAQ
What is commercial vehicle finance?
What types of business vehicles can be financed?
Can I finance a used commercial vehicle?
Can I buy the vehicle from a private seller?
Can vehicle modifications or fit-out costs be financed?
Does the vehicle secure the finance?
What happens if the vehicle is used for both business and private purposes?
What information may be required for commercial vehicle finance?
No pressure. No jargon. Just clear next steps.
Check my options →Capioo Pty Ltd acts as an introducer and referral partner for finance products and services. We are not a lender and do not provide financial or credit advice. All applications are subject to lender assessment, eligibility criteria and approval. Terms, conditions, fees and charges may apply.