Flexible funding tied to your revenue.
Merchant
Cash Advance
Fast approvals with repayments that move with your business cash flow.
Merchant Cash Advance
Get custom quotation
A merchant cash advance gives businesses access to fast funding with repayments linked directly to future sales revenue.
Repay as you earn
100% Online Process
Low Doc Options Available
From $5K+
Access flexible funding from $5,000 with no strict upper funding ceiling.
$5K+
Automatic Repayments
Repayments are processed automatically through your sales activity, reducing admin workload.
Simple
Personalised Rates
Businesses with strong trading history and credit profiles may access more competitive pricing.
Tailored
24hr Funding Speed
Same-day approval decisions available, with funds often received within 24 hours of approval.
Fast
No Asset Security
Access funding without using property, vehicles or equipment as collateral.
Unsecured
Revenue-Based Payments
Repayments automatically adjust during slower trading periods to help protect cash flow. Badge
Cashflow
Revenue-based repayments
Estimate your repayment flow
Calculate your payments
Merchant cash advance
calculator
Enter the amount you'd like to borrow, your factor rate, and your average monthly card sales to see an example repayment.
Fast reviews. Flexible lenders. Ongoing support.
This calculator is intended for illustration purposes only. Exact payment terms should be agreed with a lender before taking out a loan.
35+ industries supported
Built for how you work
Who we help
Every Industry Covered
We work across industries with different needs, timelines, and risk profiles.
Tell us what you do. We’ll match you with the right options.
35+ industries supported
Built for how you work
Who we help
Every Industry Covered
We work across industries with different needs, timelines, and risk profiles.
Tell us what you do. We’ll match you with the right options.
Easy 3 Step Process
Get funded in under 24 hours
How it works
Our Process
Apply in minutes and explore funding options suited to your business. We keep the process simple, clear and moving.
Fast reviews. Flexible lenders. Ongoing support.
01
Apply in 60 seconds
no credit impact
Tell us what you need and a bit about your business.
02
We assess and call you
We assess your details and compare options.
03
Pick and proceed
Choose the quote that suits you and we handle the rest
Application Time
60 seconds
Initial Review
Same day
Funding Available
From 24 hours*
Let's Work Together
Contact Us
Contact Now
Let's get you Funded
Tell us what you need, how much, and how soon. We’ll show you what’s actually possible.
Australian based team. Multiple Lenders, more options
FAQ
01
What types of business loans do you offer?
02
How quickly can I get approved?
03
What if I am unsure which loan I need?
04
What do I need to apply?
05
Will this affect my credit score?
06
I’ve been declined before. Can you still help?
07
How much can I borrow?
08
How are repayments structured?
No credit check. No jargon. Just a number.
Get a Loan →Capioo Pty Ltd acts as an introducer and referral partner for finance products and services. We are not a lender and do not provide financial or credit advice. All applications are subject to lender assessment, eligibility criteria and approval. Terms, conditions, fees and charges may apply.
Flexible funding tied to your revenue.
Merchant
Cash Advance
Fast approvals with repayments that move with your business cash flow.
Merchant Cash Advance
Get custom quotation
A merchant cash advance gives businesses access to fast funding with repayments linked directly to future sales revenue.
Repay as you earn
100% Online Process
Low Doc Options Available
From $5K+
Access flexible funding from $5,000 with no strict upper funding ceiling.
$5K+
Automatic Repayments
Repayments are processed automatically through your sales activity, reducing admin workload.
Simple
Personalised Rates
Businesses with strong trading history and credit profiles may access more competitive pricing.
Tailored
24hr Funding Speed
Same-day approval decisions available, with funds often received within 24 hours of approval.
Fast
No Asset Security
Access funding without using property, vehicles or equipment as collateral.
Unsecured
Revenue-Based Payments
Repayments automatically adjust during slower trading periods to help protect cash flow. Badge
Cashflow
Revenue-based repayments
Calculate your payments
Merchant cash advance
calculator
Enter the amount you'd like to borrow, your factor rate, and your average monthly card sales to see an example repayment.
Fast reviews. Flexible lenders. Ongoing support.
This calculator is intended for illustration purposes only. Exact payment terms should be agreed with a lender before taking out a loan.
35+ industries supported
Built for how you work
Who we help
Every Industry Covered
We work across industries with different needs, timelines, and risk profiles.
Tell us what you do. We’ll match you with the right options.
Easy 3 Step Process
Get funded in under 24 hours
How it works
Our Process
Apply in minutes and explore funding options suited to your business. We keep the process simple, clear and moving.
Fast reviews. Flexible lenders. Ongoing support.
01
Apply in 60 seconds
no credit impact
Tell us what you need and a bit about your business.
02
We assess and call you
We assess your details and compare options.
03
Pick and proceed
Choose the quote that suits you and we handle the rest
Application Time
60 seconds
Initial Review
Same day
Funding Available
From 24 hours*
Let's Work Together
Contact Us
Contact Now
Let's get you Funded
Tell us what you need, how much, and how soon. We’ll show you what’s actually possible.
Australian based team. Multiple Lenders, more options
FAQ
01
What types of business loans do you offer?
02
How quickly can I get approved?
03
What if I am unsure which loan I need?
04
What do I need to apply?
05
Will this affect my credit score?
06
I’ve been declined before. Can you still help?
07
How much can I borrow?
08
How are repayments structured?
No credit check. No jargon. Just a number.
Get a Loan →Capioo Pty Ltd acts as an introducer and referral partner for finance products and services. We are not a lender and do not provide financial or credit advice. All applications are subject to lender assessment, eligibility criteria and approval. Terms, conditions, fees and charges may apply.
Flexible funding tied to your revenue.
Merchant
Cash Advance
Fast approvals with repayments that move with your business cash flow.
Merchant Cash Advance
A merchant cash advance gives businesses access to fast funding with repayments linked directly to future sales revenue.
Repay as you earn
100% Online Process
Low Doc Options Available
From $5K+
Access flexible funding from $5,000 with no strict upper funding ceiling.
$5K+
Automatic Repayments
Repayments are processed automatically through your sales activity, reducing admin workload.
Simple
Personalised Rates
Businesses with strong trading history and credit profiles may access more competitive pricing.
Tailored
24hr Funding Speed
Same-day approval decisions available, with funds often received within 24 hours of approval.
Fast
No Asset Security
Access funding without using property, vehicles or equipment as collateral.
Unsecured
Revenue-Based Payments
Repayments automatically adjust during slower trading periods to help protect cash flow. Badge
Cashflow
Estimate your repayment flow
Calculate your payments
Merchant cash advance
calculator
Enter the amount you'd like to borrow, your factor rate, and your average monthly card sales to see an example repayment.
Fast reviews. Flexible lenders. Ongoing support.
This calculator is intended for illustration purposes only. Exact payment terms should be agreed with a lender before taking out a loan.
35+ industries supported
Who we help
Every Industry Covered
We work across industries with different needs, timelines, and risk profiles.
Get funded in under 24 hours
How it works
Our Process
Apply in minutes and explore funding options suited to your business. We keep the process simple, clear and moving.
Fast reviews. Flexible lenders. Ongoing support.
01
Apply in 60 seconds
Tell us what you need and a bit about your business.
02
We assess and call you
We assess your details and compare options.
03
Pick and proceed
Choose the quote that suits you and we handle the rest
Application Time
60 seconds
Initial Review
Same day
Funding Available
From 24 hours*
Let's Work Together
Contact Us
Contact Now
Let's get you Funded
Tell us what you need, how much, and how soon. We’ll show you what’s actually possible.
Australian based team. Multiple Lenders, more options
FAQ
What types of business loans do you offer?
How quickly can I get approved?
What if I am unsure which loan I need?
What do I need to apply?
Will this affect my credit score?
I’ve been declined before. Can you still help?
How much can I borrow?
How are repayments structured?
No credit check. No jargon. Just a number.
Get a Loan →Capioo Pty Ltd acts as an introducer and referral partner for finance products and services. We are not a lender and do not provide financial or credit advice. All applications are subject to lender assessment, eligibility criteria and approval. Terms, conditions, fees and charges may apply.