Line of Credit
Apply in under 60 seconds, No credit impact
Draw down only what you need.
Reuse funds as repayments are made.
Line of Credit
Get custom quotation
A business line of credit gives you ongoing access to approved funds that can be drawn down as needed, helping smooth cash flow without reapplying each time.
Revolving access to funds
Flexible for short-term cash flow gaps
Flexible Credit Limits
Access revolving credit facilities from $2,000 to $500,000, designed to act as an ongoing financial safety net for your business.
$2K–$500K
Unsecured Access Available
Eligible businesses may access up to $150,000 without needing to provide residential or business assets as security.
Unsecured
Only Pay For What You Use
Interest is generally charged only on the amount drawn down rather than the total approved facility limit.
Flexible
Instant Drawdowns
Access available funds 24/7 through a dedicated mobile app or online portal, with transfers often arriving within minutes.
24/7
Ongoing Renewable Facility
Renewable 24-month terms can provide ongoing access to working capital rather than a one-off funding solution.
Renewable
Unlimited Extra Repayments
Make additional repayments at any time without penalty, helping reduce interest costs when cash flow is strong.
No Penalties
Pricing & Fees
Costs vary by lender
How Pricing Works.
Understanding Pricing & Fees
Pricing, fees and terms vary by lender, finance product and business circumstances.
For established businesses
Pricing is set by individual lenders.
Businesses with a longer trading history, consistent revenue and a strong repayment record may have access to a broader range of funding options.
Discuss your optionsWhat lenders may consider
For growing businesses
Pricing is set by individual lenders.
Businesses with a shorter trading history or more variable revenue may still have funding options available, depending on the lender, finance product and business circumstances.
Discuss your optionsWhat lenders may consider
Fees & Costs
Fees vary by lender and finance product.
Interest or finance pricing is only one part of the overall cost. Depending on the lender, finance product and facility structure, additional fees and charges may apply.
Capioo
Capioo does not charge you a fee for submitting an enquiry or for being referred to a finance provider.
Potential lender fees
Depending on the lender and finance product, fees may include:
Before you proceed
The applicable interest rate or finance cost, fees, charges and repayment terms will be provided by the lender or broker as part of the finance offer before you decide whether to proceed.
Not every fee listed above applies to every finance product or lender. The fees that apply will depend on the finance arrangement offered.
Pricing & Fees
Costs vary by lender
How Pricing Works.
Understanding Pricing & Fees
Pricing, fees and terms vary by lender, finance product and business circumstances.
For established businesses
Pricing is set by individual lenders.
Businesses with a longer trading history, consistent revenue and a strong repayment record may have access to a broader range of funding options.
Discuss your optionsWhat lenders may consider
For growing businesses
Pricing is set by individual lenders.
Businesses with a shorter trading history or more variable revenue may still have funding options available, depending on the lender, finance product and business circumstances.
Discuss your optionsWhat lenders may consider
Fees & Costs
Fees vary by lender and finance product.
Interest or finance pricing is only one part of the overall cost. Depending on the lender, finance product and facility structure, additional fees and charges may apply.
Capioo
Capioo does not charge you a fee for submitting an enquiry or for being referred to a finance provider.
Potential lender fees
Depending on the lender and finance product, fees may include:
Before you proceed
The applicable interest rate or finance cost, fees, charges and repayment terms will be provided by the lender or broker as part of the finance offer before you decide whether to proceed.
Not every fee listed above applies to every finance product or lender. The fees that apply will depend on the finance arrangement offered.
Easy 3 Step Process
Decisions in as little as 24 hours*
How it works
Our Process
Apply in minutes and explore funding options suited to your business. We keep the process simple, clear and moving.
Fast reviews. Flexible lenders. Ongoing support.
01
Apply in 60 seconds
no credit impact
Tell us what you need and a bit about your business.
02
We assess and call you
We assess your details and compare options.
03
Pick and proceed
Choose the quote that suits you and we handle the rest
Application Time
60 seconds
Initial Review
Same day
Funding Available
Often same day*
*Reflects typical time to an initial lending decision from participating panel lenders. Individual timeframes vary. Funding timing is set by the approving lender.
Let's Work Together
Contact Us
Contact Now
Let's talk finance options
Tell us what you need, how much, and how soon. We’ll show you what’s actually possible.
Australian based team. Multiple Lenders, more options
FAQ
01
What is a business line of credit?
02
How does a business line of credit work?
03
Do I pay interest on the full credit limit?
04
What can a business line of credit be used for?
05
Question
06
How are repayments on a line of credit calculated?
07
How is a line of credit different from a business loan?
08
What information may be required for a business line of credit?
No pressure. No jargon. Just clear next steps.
Check my options →Capioo Pty Ltd acts as an introducer and referral partner for finance products and services. We are not a lender and do not provide financial or credit advice. All applications are subject to lender assessment, eligibility criteria and approval. Terms, conditions, fees and charges may apply.
Line of Credit
Apply in under 60 seconds, No credit impact
Draw down only what you need. Reuse funds as repayments are made.
Line of Credit
Get custom quotation
A business line of credit gives you ongoing access to approved funds that can be drawn down as needed, helping smooth cash flow without reapplying each time.
Revolving access to funds
Flexible for short-term cash flow gaps
Flexible Credit Limits
Access revolving credit facilities from $2,000 to $500,000, designed to act as an ongoing financial safety net for your business.
$2K–$500K
Unsecured Access Available
Eligible businesses may access up to $150,000 without needing to provide residential or business assets as security.
Unsecured
Only Pay For What You Use
Interest is generally charged only on the amount drawn down rather than the total approved facility limit.
Flexible
Instant Drawdowns
Access available funds 24/7 through a dedicated mobile app or online portal, with transfers often arriving within minutes.
24/7
Ongoing Renewable Facility
Renewable 24-month terms can provide ongoing access to working capital rather than a one-off funding solution.
Renewable
Unlimited Extra Repayments
Make additional repayments at any time without penalty, helping reduce interest costs when cash flow is strong.
No Penalties
Pricing & Fees
Costs vary by lender
How Pricing Works.
Understanding Pricing & Fees
Pricing, fees and terms vary by lender, finance product and business circumstances.
For established businesses
Pricing is set by individual lenders.
Businesses with a longer trading history, consistent revenue and a strong repayment record may have access to a broader range of funding options.
Discuss your optionsWhat lenders may consider
For growing businesses
Pricing is set by individual lenders.
Businesses with a shorter trading history or more variable revenue may still have funding options available, depending on the lender, finance product and business circumstances.
Discuss your optionsWhat lenders may consider
Fees & Costs
Fees vary by lender and finance product.
Interest or finance pricing is only one part of the overall cost. Depending on the lender, finance product and facility structure, additional fees and charges may apply.
Capioo
Capioo does not charge you a fee for submitting an enquiry or for being referred to a finance provider.
Potential lender fees
Depending on the lender and finance product, fees may include:
Before you proceed
The applicable interest rate or finance cost, fees, charges and repayment terms will be provided by the lender or broker as part of the finance offer before you decide whether to proceed.
Not every fee listed above applies to every finance product or lender. The fees that apply will depend on the finance arrangement offered.
Easy 3 Step Process
Decisions in as little as 24 hours*
How it works
Our Process
Apply in minutes and explore funding options suited to your business. We keep the process simple, clear and moving.
Fast reviews. Flexible lenders. Ongoing support.
01
Apply in 60 seconds
no credit impact
Tell us what you need and a bit about your business.
02
We assess and call you
We assess your details and compare options.
03
Pick and proceed
Choose the quote that suits you and we handle the rest
Application Time
60 seconds
Initial Review
Same day
Funding Available
Often same day*
*Reflects typical time to an initial lending decision from participating panel lenders. Individual timeframes vary. Funding timing is set by the approving lender.
Let's Work Together
Contact Us
Contact Now
Let's talk finance options
Tell us what you need, how much, and how soon. We’ll show you what’s actually possible.
Australian based team. Multiple Lenders, more options
FAQ
01
What is a business line of credit?
02
How does a business line of credit work?
03
Do I pay interest on the full credit limit?
04
What can a business line of credit be used for?
05
Question
06
How are repayments on a line of credit calculated?
07
How is a line of credit different from a business loan?
08
What information may be required for a business line of credit?
No pressure. No jargon. Just clear next steps.
Check my options →Capioo Pty Ltd acts as an introducer and referral partner for finance products and services. We are not a lender and do not provide financial or credit advice. All applications are subject to lender assessment, eligibility criteria and approval. Terms, conditions, fees and charges may apply.
Line of Credit
Apply in under 60 seconds, No credit impact
Draw down only what you need. Reuse funds as repayments are made.
Line of Credit
A business line of credit gives you ongoing access to approved funds that can be drawn down as needed, helping smooth cash flow without reapplying each time.
Revolving access to funds
Flexible for short-term cash flow gaps
Flexible Credit Limits
Access revolving credit facilities from $2,000 to $500,000, designed to act as an ongoing financial safety net for your business.
$2K–$500K
Unsecured Access Available
Eligible businesses may access up to $150,000 without needing to provide residential or business assets as security.
Unsecured
Only Pay For What You Use
Interest is generally charged only on the amount drawn down rather than the total approved facility limit.
Flexible
Instant Drawdowns
Access available funds 24/7 through a dedicated mobile app or online portal, with transfers often arriving within minutes.
24/7
Ongoing Renewable Facility
Renewable 24-month terms can provide ongoing access to working capital rather than a one-off funding solution.
Renewable
Unlimited Extra Repayments
Make additional repayments at any time without penalty, helping reduce interest costs when cash flow is strong.
No Penalties
Pricing & Fees
How Pricing Works.
Understanding Pricing & Fees
Pricing, fees and terms vary by lender, finance product and business circumstances.
For established businesses
Pricing is set by individual lenders.
Businesses with a longer trading history, consistent revenue and a strong repayment record may have access to a broader range of funding options.
Discuss your optionsWhat lenders may consider
For growing businesses
Pricing is set by individual lenders.
Businesses with a shorter trading history or more variable revenue may still have funding options available, depending on the lender, finance product and business circumstances.
Discuss your optionsWhat lenders may consider
Fees & Costs
Fees vary by lender and finance product.
Interest or finance pricing is only one part of the overall cost. Depending on the lender, finance product and facility structure, additional fees and charges may apply.
Capioo
Capioo does not charge you a fee for submitting an enquiry or for being referred to a finance provider.
Potential lender fees
Depending on the lender and finance product, fees may include:
Before you proceed
The applicable interest rate or finance cost, fees, charges and repayment terms will be provided by the lender or broker as part of the finance offer before you decide whether to proceed.
Not every fee listed above applies to every finance product or lender. The fees that apply will depend on the finance arrangement offered.
Easy 3 Step Process
How it works
Our Process
Apply in minutes and explore funding options suited to your business. We keep the process simple, clear and moving.
Fast reviews. Flexible lenders. Ongoing support.
01
Apply in 60 seconds
Tell us what you need and a bit about your business.
02
We assess and call you
We assess your details and compare options.
03
Pick and proceed
Choose the quote that suits you and we handle the rest
Application Time
60 seconds
Initial Review
Same day
Funding Available
Often same day*
*Reflects typical time to an initial lending decision from participating panel lenders. Individual timeframes vary. Funding timing is set by the approving lender.
Let's Work Together
Contact Us
Contact Now
Let's talk finance options
Tell us what you need, how much, and how soon. We’ll show you what’s actually possible.
Australian based team. Multiple Lenders, more options
FAQ
What is a business line of credit?
How does a business line of credit work?
Do I pay interest on the full credit limit?
What can a business line of credit be used for?
Question
How are repayments on a line of credit calculated?
How is a line of credit different from a business loan?
What information may be required for a business line of credit?
No pressure. No jargon. Just clear next steps.
Check my options →Capioo Pty Ltd acts as an introducer and referral partner for finance products and services. We are not a lender and do not provide financial or credit advice. All applications are subject to lender assessment, eligibility criteria and approval. Terms, conditions, fees and charges may apply.