An unsecured business loan gives your business fast, flexible access to funding without using property as security.
Fast approvals
No property security required
Fast Funding Decisions
Eligible businesses can receive a decision quickly, often within 24 to 48 hours
Flexible Loan Amounts
Access funding from $10,000 to $500,000 depending on your business profile and lender criteria.
Minimal Paperwork
Many lenders only require recent bank statements and basic business information to assess eligibility.
Flexible Repayments
Choose from daily, weekly or monthly repayment structures depending on the product and lender.
Built for Business Cash Flow
Commonly used for working capital, inventory, wages, marketing, tax obligations and growth opportunities.
No credit impact
Find the right finance
Tell us what you need — a specialist broker will call you with your options.
Easy 3 Step Process
Decisions in as little as 24 hours*
How it works
Three simple steps
Apply in minutes and explore funding options suited to your business. We keep the process simple, clear and moving.
Fast reviews. Flexible lenders. Ongoing support.
01
Apply in 60 seconds
no credit impact
Tell us what you need and a bit about your business.
02
We assess and call you
We assess your details and compare options.
03
Pick and proceed
Choose the quote that suits you and we handle the rest
*Reflects typical time to an initial lending decision from participating panel lenders. Individual timeframes vary. Funding timing is set by the approving lender.
Contact Now
Let's talk finance options
Tell us what you need, how much, and how soon. We’ll show you what’s actually possible.
Australian based team. Multiple Lenders, more options
FAQ
No pressure. No jargon. Just clear next steps.
Check my options →Capioo Pty Ltd acts as an introducer and referral partner for finance products and services. We are not a lender and do not provide financial or credit advice. All applications are subject to lender assessment, eligibility criteria and approval. Terms, conditions, fees and charges may apply.
Capioo's services are limited to business-purpose finance. Business-purpose credit generally falls outside the scope of the National Credit Code because section 5(1)(b) applies to credit provided or intended to be provided wholly or predominantly for specified consumer or residential property investment purposes. The application of the Code depends on the purpose and circumstances of the credit.
Capioo acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples and Traditional Custodians of the lands and waterways throughout Australia. We recognise their continuing connection to Country, culture and community, and pay our respects to Elders past and present.