Access 90+ Lenders
Access 90+ Lenders
Unsecured Business Loans
Compare multiple quotes
Compare multiple quotes
Access funds for cash flow, stock, growth or unexpected costs, without securing the finance against a specific business asset.
Access funds for cash flow, stock, growth or unexpected costs, without securing the finance against a specific business asset.
Access 90+ Lenders
Unsecured Business Loans
Compare multiple quotes
Access funds for cash flow, stock, growth or unexpected costs, without securing the finance against a specific business asset.
Access 90+ Lenders
Unsecured Business Loans
Compare multiple quotes
Access funds for cash flow, stock, growth or unexpected costs, without securing the finance against a specific business asset.
Australian-owned
No cost to apply
No obligation quote
No paperwork until you’re ready
One form, multiple lenders checked
You hear back the same business day
35+ industries supported
Works with businesses trading from 6 months
Free to check your options
Australian-owned
No cost to apply
No obligation quote
No paperwork until you’re ready
One form, multiple lenders checked
You hear back the same business day
35+ industries supported
Works with businesses trading from 6 months
Free to check your options
Australian-owned
No cost to apply
No obligation quote
No paperwork until you’re ready
One form, multiple lenders checked
You hear back the same business day
35+ industries supported
Works with businesses trading from 6 months
Free to check your options
Unsecured Business loans
Get custom quotation
Unsecured Business loans
An unsecured business loan gives your business fast, flexible access to funding without using property as security.
Fast approvals
No property security required
Fast Funding Decisions
Eligible businesses can receive a decision quickly, often within 24 to 48 hours
24hr
Flexible Loan Amounts
Access funding from $10,000 to $500,000 depending on your business profile and lender criteria.
500K
Minimal Paperwork
Many lenders only require recent bank statements and basic business information to assess eligibility.
Simple
Flexible Repayments
Choose from daily, weekly or monthly repayment structures depending on the product and lender.
Flexible
Built for Business Cash Flow
Commonly used for working capital, inventory, wages, marketing, tax obligations and growth opportunities.
$$$
Apply Now
Under 60 seconds
Apply Now
No credit impact
Find the right finance
Tell us what you need — a specialist broker will call you with your options.
Get started
What type of finance are you looking for?
Choose the option that best matches what your business needs.
Capioo is an Australian finance referral service, not a lender. We connect consumers and businesses with lenders, brokers and finance providers. All applications are subject to lender approval criteria. Submitting an enquiry to Capioo does not itself affect your credit score. If you later discuss options or quotations with a broker or lender and choose to proceed, they may ask for your consent to conduct a credit check. This may be recorded on your credit file and may affect your credit score.
Capioo is an Australian finance referral service, not a lender. We connect consumers and businesses with lenders, brokers and finance providers. All applications are subject to lender approval criteria. Submitting an enquiry to Capioo does not itself affect your credit score. If you later discuss options or quotations with a broker or lender and choose to proceed, they may ask for your consent to conduct a credit check. This may be recorded on your credit file and may affect your credit score.
Pricing & Fees
Costs vary by lender
How Pricing Works.
Understanding Pricing & Fees
Pricing, fees and terms vary by lender, finance product and business circumstances.
For established businesses
Pricing is set by individual lenders.
Businesses with a longer trading history, consistent revenue and a strong repayment record may have access to a broader range of funding options.
What lenders may consider
For growing businesses
Pricing is set by individual lenders.
Businesses with a shorter trading history or more variable revenue may still have funding options available, depending on the lender, finance product and business circumstances.
What lenders may consider
Fees & Costs
Fees vary by lender and finance product.
Interest or finance pricing is only one part of the overall cost. Depending on the lender, finance product and facility structure, additional fees and charges may apply.
Capioo
Capioo does not charge you a fee for submitting an enquiry or for being referred to a finance provider.
Potential lender fees
Depending on the lender and finance product, fees may include:
Before you proceed
The applicable interest rate or finance cost, fees, charges and repayment terms will be provided by the lender or broker as part of the finance offer before you decide whether to proceed.
Not every fee listed above applies to every finance product or lender. The fees that apply will depend on the finance arrangement offered.
Pricing & Fees
How Pricing Works.
Understanding Pricing & Fees
Pricing, fees and terms vary by lender, finance product and business circumstances.
For established businesses
Pricing is set by individual lenders.
Businesses with a longer trading history, consistent revenue and a strong repayment record may have access to a broader range of funding options.
What lenders may consider
For growing businesses
Pricing is set by individual lenders.
Businesses with a shorter trading history or more variable revenue may still have funding options available, depending on the lender, finance product and business circumstances.
What lenders may consider
Fees & Costs
Fees vary by lender and finance product.
Interest or finance pricing is only one part of the overall cost. Depending on the lender, finance product and facility structure, additional fees and charges may apply.
Capioo
Capioo does not charge you a fee for submitting an enquiry or for being referred to a finance provider.
Potential lender fees
Depending on the lender and finance product, fees may include:
Before you proceed
The applicable interest rate or finance cost, fees, charges and repayment terms will be provided by the lender or broker as part of the finance offer before you decide whether to proceed.
Not every fee listed above applies to every finance product or lender. The fees that apply will depend on the finance arrangement offered.
Pricing & Fees
Costs vary by lender
How Pricing Works.
Understanding Pricing & Fees
Pricing, fees and terms vary by lender, finance product and business circumstances.
For established businesses
Pricing is set by individual lenders.
Businesses with a longer trading history, consistent revenue and a strong repayment record may have access to a broader range of funding options.
What lenders may consider
For growing businesses
Pricing is set by individual lenders.
Businesses with a shorter trading history or more variable revenue may still have funding options available, depending on the lender, finance product and business circumstances.
What lenders may consider
Fees & Costs
Fees vary by lender and finance product.
Interest or finance pricing is only one part of the overall cost. Depending on the lender, finance product and facility structure, additional fees and charges may apply.
Capioo
Capioo does not charge you a fee for submitting an enquiry or for being referred to a finance provider.
Potential lender fees
Depending on the lender and finance product, fees may include:
Before you proceed
The applicable interest rate or finance cost, fees, charges and repayment terms will be provided by the lender or broker as part of the finance offer before you decide whether to proceed.
Not every fee listed above applies to every finance product or lender. The fees that apply will depend on the finance arrangement offered.
Pricing & Fees
Costs vary by lender
How Pricing Works.
Understanding Pricing & Fees
Pricing, fees and terms vary by lender, finance product and business circumstances.
For established businesses
Pricing is set by individual lenders.
Businesses with a longer trading history, consistent revenue and a strong repayment record may have access to a broader range of funding options.
What lenders may consider
For growing businesses
Pricing is set by individual lenders.
Businesses with a shorter trading history or more variable revenue may still have funding options available, depending on the lender, finance product and business circumstances.
What lenders may consider
Fees & Costs
Fees vary by lender and finance product.
Interest or finance pricing is only one part of the overall cost. Depending on the lender, finance product and facility structure, additional fees and charges may apply.
Capioo
Capioo does not charge you a fee for submitting an enquiry or for being referred to a finance provider.
Potential lender fees
Depending on the lender and finance product, fees may include:
Before you proceed
The applicable interest rate or finance cost, fees, charges and repayment terms will be provided by the lender or broker as part of the finance offer before you decide whether to proceed.
Not every fee listed above applies to every finance product or lender. The fees that apply will depend on the finance arrangement offered.
35+ industries supported
Built for how you work
Who we help
Every Industry Covered
We work across industries with different needs, timelines, and risk profiles.
Tell us what you do. We’ll connect you with a specialist broker to discuss available options
35+ industries supported
Who we help
Every Industry Covered
We work across industries with different needs, timelines, and risk profiles.
35+ industries supported
Built for how you work
Who we help
Every Industry Covered
We work across industries with different needs, timelines, and risk profiles.
Tell us what you do. We’ll connect you with a specialist broker to discuss available options
Easy 3 Step Process
Decisions in as little as 24 hours*
How it works
Three simple steps
Apply in minutes and explore funding options suited to your business. We keep the process simple, clear and moving.
Fast reviews. Flexible lenders. Ongoing support.
01
Apply in 60 seconds
no credit impact
Tell us what you need and a bit about your business.
02
We assess and call you
We assess your details and compare options.
03
Pick and proceed
Choose the quote that suits you and we handle the rest
Application Time
Application Time
60 seconds
60 seconds
Initial Review
Initial Review
Same day
Same day
Decision Available
Decision Available
*Often same day
*Often same day
*Reflects typical time to an initial lending decision from participating panel lenders. Individual timeframes vary. Funding timing is set by the approving lender.
Let's Work Together
Contact Us
Let's Work Together
Contact Us
Contact Now
Let's talk finance options
Tell us what you need, how much, and how soon. We’ll show you what’s actually possible.
Australian based team. Multiple Lenders, more options
FAQ
01
What is an unsecured business loan?
02
What can an unsecured business loan be used for?
03
How much can I borrow with an unsecured business loan?
04
Do I need to provide property as security?
05
How are unsecured business loan repayments structured?
06
What information may a lender ask for?
07
How is an unsecured business loan different from a line of credit?
08
Can I repay an unsecured business loan early?
What is an unsecured business loan?
What can an unsecured business loan be used for?
How much can I borrow with an unsecured business loan?
Do I need to provide property as security?
How are unsecured business loan repayments structured?
What information may a lender ask for?
How is an unsecured business loan different from a line of credit?
Can I repay an unsecured business loan early?
No pressure. No jargon. Just clear next steps.
Check my options →Capioo Pty Ltd acts as an introducer and referral partner for finance products and services. We are not a lender and do not provide financial or credit advice. All applications are subject to lender assessment, eligibility criteria and approval. Terms, conditions, fees and charges may apply.
Capioo's services are limited to business-purpose finance. Business-purpose credit generally falls outside the scope of the National Credit Code because section 5(1)(b) applies to credit provided or intended to be provided wholly or predominantly for specified consumer or residential property investment purposes. The application of the Code depends on the purpose and circumstances of the credit.
Capioo acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples and Traditional Custodians of the lands and waterways throughout Australia. We recognise their continuing connection to Country, culture and community, and pay our respects to Elders past and present.
No pressure. No jargon. Just clear next steps.
Check my options →Capioo Pty Ltd acts as an introducer and referral partner for finance products and services. We are not a lender and do not provide financial or credit advice. All applications are subject to lender assessment, eligibility criteria and approval. Terms, conditions, fees and charges may apply.
Capioo's services are limited to business-purpose finance. Business-purpose credit generally falls outside the scope of the National Credit Code because section 5(1)(b) applies to credit provided or intended to be provided wholly or predominantly for specified consumer or residential property investment purposes. The application of the Code depends on the purpose and circumstances of the credit.
Capioo acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples and Traditional Custodians of the lands and waterways throughout Australia. We recognise their continuing connection to Country, culture and community, and pay our respects to Elders past and present.