BUSINESS FINANCE
BUSINESS FINANCE
Compare Business Finance for small and medium businesses
Compare Business Finance for small and medium businesses
Tell us about your business once. We compare it against lenders on our panel and bring back the options that fit, no bank-hopping required.
Tell us about your business once. We compare it against lenders on our panel and bring back the options that fit, no bank-hopping required.
BUSINESS FINANCE
Compare Business Finance for small and medium businesses
Tell us about your business once. We compare it against lenders on our panel and bring back the options that fit, no bank-hopping required.
Apply Now
Under 60 seconds
Apply Now
No credit impact
Find the right finance
Tell us what you need — a specialist broker will call you with your options.
Get started
What type of finance are you looking for?
Choose the option that best matches what your business needs.
Capioo is an Australian finance referral service, not a lender. We connect consumers and businesses with lenders, brokers and finance providers. All applications are subject to lender approval criteria. Submitting an enquiry to Capioo does not itself affect your credit score. If you later discuss options or quotations with a broker or lender and choose to proceed, they may ask for your consent to conduct a credit check. This may be recorded on your credit file and may affect your credit score.
Capioo is an Australian finance referral service, not a lender. We connect consumers and businesses with lenders, brokers and finance providers. All applications are subject to lender approval criteria. Submitting an enquiry to Capioo does not itself affect your credit score. If you later discuss options or quotations with a broker or lender and choose to proceed, they may ask for your consent to conduct a credit check. This may be recorded on your credit file and may affect your credit score.
Australian-owned
No cost to apply
No obligation quote
No paperwork until you’re ready
One form, multiple lenders checked
You hear back the same business day
35+ industries supported
Works with businesses trading from 6 months
Free to check your options
Australian-owned
No cost to apply
No obligation quote
No paperwork until you’re ready
One form, multiple lenders checked
You hear back the same business day
35+ industries supported
Works with businesses trading from 6 months
Free to check your options
Australian-owned
No cost to apply
No obligation quote
No paperwork until you’re ready
One form, multiple lenders checked
You hear back the same business day
35+ industries supported
Works with businesses trading from 6 months
Free to check your options
Extensive Lender Pool
Multiple Products
Extensive Lender Pool
We help businesses find the right kind of finance by looking beyond a single lender or product, and considering a broader range of business finance options
We help businesses find the right kind of finance by looking beyond a single lender or product, and considering a broader range of business finance options
We help businesses find the right kind of finance by looking beyond a single lender or product, and considering a broader range of business finance options
Access to multiple lenders
Banks, non-banks and specialist lenders assess businesses differently. We help you explore options available through our broker partners.
More ways to get funded
We work across multiple products, giving you access to a wider set of options from the start.
Easy 3 Step Process
Decisions in as little as 24 hours*
How it works
Three simple steps
Apply in minutes and explore available business finance options. We keep the process simple, clear and moving.
Fast reviews. Flexible lenders. Ongoing support.
01
Apply in 60 seconds
no credit impact
Tell us what you need and a bit about your business.
02
We assess and call you
We assess your details and compare options.
03
Pick and proceed
Choose the quote that suits you and we handle the rest
Application Time
Application Time
60 seconds
60 seconds
Initial Review
Initial Review
Same day
Same day
Decision Available
Decision Available
*Often same day
*Often same day
*Reflects typical time to an initial lending decision from participating panel lenders. Individual timeframes vary. Funding timing is set by the approving lender.
Why Capioo
The Human Touch
Why Capioo
Because opportunities do not wait.
Lightning-fast delivery without compromising quality
Finance options for different businesses.
Commercial Structures
HUMAN SUPPORT
Direct access to people who understand business finance.
35+ industries supported
Built for how you work
Who we help
Every Industry Covered
We work across industries with different needs, timelines, and risk profiles.
Tell us what you do. We’ll connect you with a specialist broker to discuss available options
35+ industries supported
Built for how you work
Who we help
Every Industry Covered
We work across industries with different needs, timelines, and risk profiles.
Tell us what you do. We’ll connect you with a specialist broker to discuss available options
35+ industries supported
Who we help
Every Industry Covered
We work across industries with different needs, timelines, and risk profiles.
35+ industries supported
Built for how you work
Who we help
Every Industry Covered
We work across industries with different needs, timelines, and risk profiles.
Tell us what you do. We’ll connect you with a specialist broker to discuss available options
FAQ
01
What is a business line of credit?
02
How does a business line of credit work?
03
Do I pay interest on the full credit limit?
04
What can a business line of credit be used for?
05
Question
06
How are repayments on a line of credit calculated?
07
How is a line of credit different from a business loan?
08
What information may be required for a business line of credit?
What is a business line of credit?
How does a business line of credit work?
Do I pay interest on the full credit limit?
What can a business line of credit be used for?
Question
How are repayments on a line of credit calculated?
How is a line of credit different from a business loan?
What information may be required for a business line of credit?
Latest Updates
2026
Latest Blogs
Latest Insights.
Straight answers on business finance — how lending actually works, what lenders look for, and how to make faster decisions.
Not a Lender. Not a Broker. So What Exactly Is a Finance Referrer?
Jun 8, 2026
Industry Insights
Not a Lender. Not a Broker. So What Exactly Is a Finance Referrer?
Jun 8, 2026
Industry Insights
What Is A Balloon Payment And Should You Get One?
May 25, 2026
Business Lending
What Is A Balloon Payment And Should You Get One?
May 25, 2026
Business Lending
What Happens If You Default on an Unsecured Business Loan?
May 19, 2026
Business Lending
What Happens If You Default on an Unsecured Business Loan?
May 19, 2026
Business Lending
Let's Work Together
Contact Us
Let's Work Together
Contact Now
Find the right finance option
Tell us what you need, how much, and how soon. We’ll show you what’s actually possible.
Australian based team. Multiple Lenders, more options
No pressure. No jargon. Just clear next steps.
Check my options →Capioo Pty Ltd acts as an introducer and referral partner for finance products and services. We are not a lender and do not provide financial or credit advice. All applications are subject to lender assessment, eligibility criteria and approval. Our participating panel does not represent the whole market, and Capioo may receive a referral benefit when an enquiry proceeds. Terms, conditions, fees and charges may apply.
Capioo's services are limited to business-purpose finance. Business-purpose credit generally falls outside the scope of the National Credit Code because section 5(1)(b) applies to credit provided or intended to be provided wholly or predominantly for specified consumer or residential property investment purposes. The application of the Code depends on the purpose and circumstances of the credit.
Capioo acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples and Traditional Custodians of the lands and waterways throughout Australia. We recognise their continuing connection to Country, culture and community, and pay our respects to Elders past and present.
No pressure. No jargon. Just clear next steps.
Check my options →Capioo Pty Ltd acts as an introducer and referral partner for finance products and services. We are not a lender and do not provide financial or credit advice. All applications are subject to lender assessment, eligibility criteria and approval. Terms, conditions, fees and charges may apply.
Capioo's services are limited to business-purpose finance. Business-purpose credit generally falls outside the scope of the National Credit Code because section 5(1)(b) applies to credit provided or intended to be provided wholly or predominantly for specified consumer or residential property investment purposes. The application of the Code depends on the purpose and circumstances of the credit.
Capioo acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples and Traditional Custodians of the lands and waterways throughout Australia. We recognise their continuing connection to Country, culture and community, and pay our respects to Elders past and present.
No pressure. No jargon. Just clear next steps.
Check my options →Capioo Pty Ltd acts as an introducer and referral partner for finance products and services. We are not a lender and do not provide financial or credit advice. All applications are subject to lender assessment, eligibility criteria and approval. Terms, conditions, fees and charges may apply.
Capioo's services are limited to business-purpose finance. Business-purpose credit generally falls outside the scope of the National Credit Code because section 5(1)(b) applies to credit provided or intended to be provided wholly or predominantly for specified consumer or residential property investment purposes. The application of the Code depends on the purpose and circumstances of the credit.
Capioo acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples and Traditional Custodians of the lands and waterways throughout Australia. We recognise their continuing connection to Country, culture and community, and pay our respects to Elders past and present.